General Mortgage Information

We CARE about your mortgage needs.

Buying…Building…Refinancing?
We will simplify the mortgage process and help you find the mortgage that’s right for you.

Experience a fresh approach to mortgage lending at Star Bank! Our mortgage lenders have over 100 years of combined experience and will guide you every step of the way. We will listen, ask questions to understand your needs, discuss the options, explain our process, help you complete the necessary paperwork and stay in communication with you until your mortgage closes. You’re in good hands!

And, we’re here for you AFTER your mortgage closes, too. We can establish an equity line of credit (for your home projects and more!), open checking and savings accounts, and more. We want to be the only bank you will ever need!

There are many mortgage options. Whatever your needs, we are here for you: 

  • Flexible loan terms -- please ask us
  • Fixed rate loans
  • Adjustable loans
  • Jumbo fixed rate loans
  • Jumbo adjustable rate loans
  • FHA / VA / Rural Development loans

Construction Lending

If you need a or would like to learn more about Constructions Loans, you've come to the right bank! We have construction loan experts at Star Bank.

Our Mortgages can provide the funding you need to purchase:

  • Your primary residence
  • Vacation properties
  • Rehabs and rental properties
  • Spec and model homes
  • Home equity loans
  • Refinancing existing mortgages

The Application Process

Start your mortgage application here or apply in person at one of our ten Star Bank offices. Once we have received your completed application, you will receive Early Disclosures from us. After you receive the Early Disclosures, you may be asked to provide other financial information and background materials. In fact, we have created a checklist of items that you may be asked to supply, depending upon your unique situation. 

Home Equity Loans are available, also. Your home is a valuable asset. You can use the equity in your home for anything from debt consolidation and vacations to home improvements and more. At Star Bank, we make it easy to get a Home Equity Loan or Line of Credit. We’ll be happy to explain the options. Start your application for a Home Equity Loan here. For information about a Line of Credit, please call or stop into your local Star Bank office today! 
Experienced mortgage lenders. Local decision making. Competitive rates and terms. The Star Bank Mortgage Team is here for you!