Welcome to Starbank

Star Bank realizes that small business plays an important role in the communities we serve. That’s why we have gained the reputation as the bank to talk to for a business loan. Our customers like our personal service and quick response. With current financial information, we can in many cases, give you an answer within a few days. Star Bank’s experienced loan officers are here to help businesses grow.

Star Bank provides all types of commercial credit including financing for:

Working Capital
Good cash flow management is critical for the success of any business. A working capital loan from Star Bank may help stabilize seasonal and variable cash flow situations. Our rates and terms are designed to fit your business needs.

Accounts Receivable and Inventory Financing
Accounts receivable and inventory financing (ARIF) is a method to convert sales on credit terms for immediate cash flow. This is a common financial tool used to obtain working capital for businesses of all sizes. For more information speak with a Star Bank representative.

Accounts Receivable Factoring
If you extend credit to your customers for 30 days while still having to fund business operating costs, the benefits of ARF maybe a way to maximize the cash available to your business. Talk to one of our loan officers today to see if this financial tool makes sense for your company.

Machinery & Equipment
Star Bank provides machinery and equipment loans for a wide variety of assets including industrial equipment, machine tools, technology improvements and more.

Equipment Leasing
Leasing equipment may be the best use of your company’s financial resources and can be custom tailored to your needs.

Real Estate & Construction Loans
Star Bank provides real estate and construction loans for a wide variety of commercial properties. Our rates are very competitive and we pride ourselves in our knowledge and professionalism.

Leasehold Improvements
If your leased property is going to need renovation and repairs let us know, we can help. A Star Bank leasehold improvement loan may provide you with the capital needed to update your facility.

Business Real Estate Loans
Are you considering the purchase of a new building, or refinancing an existing real estate property? Star Bank is an experienced business lender offering real estate loans for sole proprietorships, partnerships or corporations. Visit with a Star Bank loan officer today and find out how a customized business loan may help support your company’s growth.

The Small Business Administration (SBA) Guaranteed Loan Program
Star Bank is a qualified SBA lender. The SBA enables lending institutions like Star Bank to provide financing to small businesses when funding would otherwise be unavailable. By guaranteeing portions of the loans made to small businesses, the SBA assures the lender that, in the event the borrower defaults on the loan, the government will reimburse the lending partner for a portion of its loss. The SBA does not provide direct loans or grants itself.

Contact a loan officer at the Star Bank near you to see if your small business qualifies for a SBA loan.

Farm Service Agency Loan Programs (FSA)
Star Bank is a Preferred Lender for the FSA Guaranteed Loan Program. Farmers can work directly with Star Bank to obtain loans through an FSA guaranty when they may not otherwise qualify for conventional financing. This program may be ideal for borrowers with limited financial strength and cash flow. Applicants may also qualify for interest assistance in which FSA provides a 4% interest subsidy for up to 5 years.
Star Bank also works with FSA through a participation program for real estate purchases where a borrower may not have the required down payment of a traditional loan.