Welcome to Starbank

AGRICULTURE LOANS

When it comes to financing your operation you want to deal with someone who knows agriculture. Our roots run deep in agriculture. Star Bank was originally founded in 1904 as the First National Bank of Bertha, Minnesota where agriculture is still the backbone of the local economy.

Star Bank loan officers are experienced in ag lending. We offer ag operating loans, intermediate lines of credit and real estate loans. Our terms are competitive and can be custom tailored to your individual needs.

You can be assured that our loan officers understand the business of agriculture and will put in the time needed to find the right financial solution for your operation. Star Bank is committed to agriculture and it shows!

Ag Operating Loans
Ag operating loans are used for operating expenses, equipment purchase, livestock, feed and other farm business needs. They are available as revolving or non-revolving loans and can be customized to fit your needs.

Ag Real Estate
Agricultural real estate loans can be used to finance the purchase of farms, adding acreage to your operation, processing facilities and improvements. An ag real estate loan can also be used for refinancing and consolidating existing debt. Star Bank is an experienced ag lender offering loans for sole proprietorships, partnerships or corporations. Visit with a Star Bank loan officer today and find out how a customized ag real estate loan may help your operation grow. You will like our excellent service and competitive rates.

Intermediate Line Of Credit
An intermediate line of credit from Star Bank helps even out your operating cash flow during slow business cycles. A line of credit is available as revolving or non-revolving. A revolving line of credit works as a loan that can be paid down and reused. A conversation with your Star Bank loan officer will help determine which is best for your operation.

Farm Service Agency Loan Programs (FSA)
Star Bank is a Preferred Lender for the FSA Guaranteed Loan Program. Farmers can work directly with Star Bank to obtain loans through an FSA guaranty when they may not otherwise qualify for conventional financing. This program may be ideal for borrowers with limited financial strength and cash flow. Applicants may also qualify for interest assistance in which FSA provides a 4% interest subsidy for up to 5 years.
Star Bank also works with FSA through a participation program for real estate purchases where a borrower may not have the required down payment of a traditional loan.